July 10, 2025, 4:24 p.m.

金融

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中国多家银行下调存款挂牌利率

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中国工商银行、农业银行、中国银行以及建设银行等大行星期五(12月22日)起下调人民币存款挂牌利率。调整后,三年期定存挂牌利率跌破2%。

综合财联社、金融界和21经济网报道,多家中国国有大行时隔三个多月后再次下调存款挂牌利率,不同期限的定期存款及大额存单利率下调幅度不等,存款期限涵盖一年期到五年期。

其中,一年期及以内整存整取定期存款挂牌利率下调0.1%,两年期整存整取定期存款挂牌利率下调0.2%,三年期、五年期整存整取定期存款挂牌利率下调0.25%。

调整后,三年期定存挂牌利率跌破2%,从2.2%降至1.95%。另外,三个月、六个月、一年、两年、五年期定期存款挂牌利率调整后分别降为1.15%、1.35%、1.45%、1.65%、2.0%。

除国有大行外,也有股份行同日一起下调。其中招商银行一年、两年、三年、五年期整存整取定期存款挂牌利率为1.45%、1.65%、1.95%、2%。在此之前则分别为1.55%、1.85%、2.2%、2.25%。

中国工行、农行、中行、建行以及交通银行、招商银行官网均更新了存款挂牌利率。此次调整存款挂牌利率也是上述银行今年以来的第三次下调。

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